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ENVIRONMENTAL HEALTH AND SAFETY

Insurance

Cordoned Area

LINKS | FORMS

Towson University is an agency of the State of Maryland, and, therefore, is subject to the provisions of the Maryland Tort Claims Act.  Under the provisions of this act, claims may be filed against the State of Maryland as a result of damage to property, personal injury and/or death caused by the negligence, wrongful act, or omission of any employee of the State while acting in the scope of his or her employment. The provisions of the Tort Claims Act permit claims to be filed with the Maryland State Treasurer's Office and submitted to:

Nancy K. Kopp, State Treasurer
Treasury Building
Louis L. Goldstein Building
80 Calvert Street
Annapolis, MD 21401-1991

All claims must be submitted in writing within one year (365 days) after the incident and must include the following data:

1. A concise statement of facts describing the nature of the claim including date, time, and location of the accident.

2. A demand for specific damages.
3. Names and addresses of all involved parties and witnesses, and, if applicable, the name, address and telephone number of claimant's legal counsel.

4
. Signature by the claimant, his legal representative or counsel.


The Department of Environmental Health and Safety (EHS) serves as the insurance coordinator for the university and acts as the liaison to the Maryland State Treasurer's Office. EHS will aid in investigating accidents occurring on campus; however, the Maryland State Treasurer's Office makes the final determination in the settlement of all claims.

 

INSURANCE PROCEDURES

 

Procurement has asked us to refer all departments who may potentially receive reimbursement for an insurance claim for damage to State property through the State Treasurer's Office to them before processing the claim. There is no specific dollar amount involved. All dollar amounts should be discussed with Procurement. Once an incident has occurred, contact EHS to file a claim. After the claim has been filed and approval from the Insurance Division has been received for the University to repair or replace State facilities, State supplies or State equipment, the departmental representative must then contact the Procurement Department for a determination of the applicable USM policy and/or procedure. Procurement will assist in obtaining the necessary reparations as most appropriate pursuant to our governing USM Procurement Policies and Procedures. If the situation is one of an emergency, EHS and the Procurement Department should be contacted as soon as the emergency condition is identified.

 

The Procurement contact is Jeff Sutton, x4-4453 or jsutton@towson.edu.



PERSONAL OR NON-STATE OWNED PROPERTY

Towson University does not assume responsibility for personal or non-university owned property kept or stored in university facilities. Should damage or loss occur, payment for loss or replacement is the responsibility of the individual. Employees are encouraged to verify if their personal insurance covers any personal property brought on campus.

 


PERSONALLY OWNED AUTOMOBILES

The university provides only liability coverage for all privately owned vehicles driven by authorized persons on State business. Always notify both the university's Transportation Department and your personal automobile insurance agent of all incidents and accidents. Failure to notify both could jeopardize your legal status in related claims and lawsuits. The university does NOT provide either uninsured or underinsured protection coverage. The employee may file and receive benefits under his/her automobile insurance policy. It is required that faculty/staff/students using their own vehicle on official university business carry their own auto insurance with minimum limits of at least an amount as required by the State of Maryland.



STATE OWNED PROPERTY

The university is self-insured through the State of Maryland. The State Treasurer's Office - Insurance Division provides claim management. Departments who have a loss to State property and want to file a claim for reimbursement should contact EHS (410-704-2949) as soon as possible. The State Treasurer's Office must be notified within 24 hours of the incident. (Check the Property Coverage List of Exclusions to see if the loss is covered by the State Treasurer's Office.)

Procurement has asked us to refer all departments who may potentially receive reimbursement for an insurance claim through the State Treasurer's Office to them before processing the claim. There is no specific dollar amount involved. All dollar amounts should be discussed with Procurement. Once a claim has been filed and approval from the Insurance Division has been received for the university to repair or replace facilities, supplies or equipment, the departmental representative must then contact the Procurement Department for a determination of the applicable USM policy and/or procedure. Procurement will assist in obtaining the necessary reparations as most appropriate pursuant to our governing USM Procurement Policies and Procedures. If the situation is one of an emergency, the Procurement Department should be contacted as soon as the emergency condition is identified. The Procurement contact is Jeff Sutton, x4-4453 or jsutton@towson.edu.

For more information click on Links and Forms.

We would greatly appreciate your feedback about this site. If you have any questions or need additional information, please contact us at safety@towson.edu or 410-704-2949.

 

 

 

 

Map

Emergencies
410-704-4444

University Police
410-704-2134

Closings & News
410-704-NEWS (6397)

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