In the back row of the picture below, the three winners in the Financial Services Halloween Characters Event proudly display their winning costumes.

In 1st place - Ria Zimmerman as the Towson Jester

In 2nd place - Linda O'Connor as the Raggety Ann Doll

In 3rd place - Sandy Erhart as the Office Clown

In the front row, the judges are:

Elizabeth Guzick as The Angel

Thom Ruby as Mr. Pumpkin Head

and her Honorable Self, Ruth Ann Beavers