How you make personal financial decisions impacts how potential employers view your employability. By making good financial decisions, as seen through your credit score, demonstrates that you have good-decision making capability to bring to the BRAC workforce.
it is important to understand how you make decisions and the motivation behind them - it reflects how use scarce resources. The following overview provides the key six-steps necessary for effective decision making (or you can use the Printable Guide to the right). It is recommended you use this approach when making important, and sometimes difficult, financial decisions.
This site is brought to you by Towson University's Financial Services, DECO EEOL and the Maryland Coalition for Financial Literacy with a grant from the BRAC Higher Education Investment Fund, administered by the Maryland Higher Education Commission.
Use this model to decide about such choices as whether or not to seek BRAC-related employment, where to live in Maryland, and whether to do business with a bank or credit union.
• Define the problem.
• List alternatives.
• State required criteria.
• Rank criteria.
• Evaluate differences.
• Make a decision.
Maryland Resources
If you need help with problem solving, the State of Maryland offers programs for financial matters, children and families, education, senior citizens, transportation, energy, food, health, employment, veterans and housing.
8000 York Road | Towson, MD 21252 | 410-704-2000
Six Step Decision Making Process 
