*Subsidized loans require financial need. Students without sufficient financial need can still borrow the same total loan Direct Loan amounts, but more or all of their loans will be Unsubsidized. Graduate students are only eligible for Unsubsidized Direct Loans..
The Federal Direct Student Loan Program also has aggregate (lifetime) limits:
AGGREGATE (Lifetime) DIRECT LOAN LIMITS
*The graduate limit includes all undergraduate and graduate loans.
Financial Aid Office