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Notification Guide

All TU aid recipients are required to read The Financial Aid Notification Guide every year because aid policies and regulations change each year, and the guide explains students' responsibilities and the term and conditions of each award. Avoid potential aid problems by keeping yourself informed of this critical information.

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Shopping Sheet (Cost Comparison Tool)

The "Shopping Sheet" is a new college cost comparison tool developed by the federal government.

It is intended to help you compare aid offers from different schools based on your “Estimated Net Cost" after grants/scholarships. It also presents your financial aid data and estimated costs in a standardized format.

  • It is optional for both students and schools. TU offers an online version.

  • If you choose to use it, please carefully follow these instructions.

Cost Data Instructions

  1. The Shopping Sheet is not a bill.

  2. All TU cost data is estimated.

    • TU’s 2015-16 tuition, fees, room and board rates will not be set until June 2015, and will remain subject to change by the Board of Regents at any time.

    • TU offers several housing and dining plan options with different prices.

    • TU "On-Campus Housing and Meals" estimates are based on a Multiple Occupancy in Standard University Housing, and our most popular meal plan (14 meals/week plus meal points). For more details on TU's current 2014-15 rates, visit the Bursar's Office.

  3. The Shopping SheetNet Cost” is not an estimate of your total school charges after aid.

    At every school, your Shopping Sheet “Net Cost” will always be much higher than your estimated school charges because it is always includes estimated Direct Costs from your school and allowances for Indirect Costs that are usually not paid to your school, such as Transportation and Personal expenses and “Off-Campus" Housing and meal costs. (TU's Transportation Allowance does include a $330* estimate for our parking permit.)

  4. Because the Allowances for these Indirect Costs can vary widely between schools, they can distort valid comparisons of each school’s Direct Costs.

    Many financial aid professionals believe that families can more accurately compare the relative costs of their potential schools by comparing their estimated Net Direct Costs instead of the (Total) Net Cost (Direct and Indirect) that is listed on the federal Shopping Sheet.

  5. If you want to calculate your estimated Net Direct Costs, follow these formulas.

    Estimated 2015-16 Costs
    TU In-State TU Out-of-State
    Tuition & Fees
    $  9,182*
    On Campus Housing & Meals
    Total Direct Costs

    Total Direct Costs
    Total Grants & Scholarships*
    Net Direct Costs

This chart is not interactive.

*These rates are estimated. “The USM Board of Regents will not set TU's final 2015-16 rates until June 2015.

Aid Data Instructions

  1. The federal Shopping Sheet combines all grant and scholarships into the following four categories:

    • Grants (& scholarships) from your school
    • Federal Pell Grant
    • Grants (& Scholarships) from your State
    • Other scholarships (& grants) you can use

    Your TU Aid Notification list the specific names of each grant and scholarship that we are offering you and the TU Financial Aid Notification Guide explains the terms of each aid program.

  2. "Maximum Loan Amounts" versus "Recommended Loan Amounts:"
    Your Aid Notification and the Shopping Sheet list the MAXIMUM amounts that you are eligible to borrow. The federal Shopping Sheet mislabels these "maximum" amounts as "Recommended" amounts." We do not encourage students to borrow the maximum amounts. Please carefully consider your options when deciding how much you choose to borrow.

To Access TU’s Shopping Sheet

  1. Log in at:
  2. Choose “Self Service,” and “Student Center.”
  3. Below the "Finances" bar, choose, “Accept/Decline Awards
  4. Choose “2016
  5. At the bottom of the "Accept/Decline" page, Choose “Shopping Sheet Link” under “Awards”

    (Please ignore the “Download” button on the Shopping Sheet.)

Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

Phone: 410-704-4236
Fax: 410-704-2584




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