PLUS Loans FOR gRADUATE STUDENTS

Federal Title IV Loans

Graduate students can now borrow under the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance. The terms and conditions applicable to Parent PLUS Loans also apply to Graduate PLUS loans. These requirements include a determination that the applicant does not have an adverse credit history, repayment beginning on the date of the last disbursement of the loan, and a fixed interest rate of 7.9 percent.  One additional requirement is that graduate borrowers must complete Entrance Loan Counseling. 

Applicants for the Graduate PLUS loan must complete the Free Application for Federal Student Aid (FAFSA). They also must have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a Graduate PLUS loan. Click here for more information about Direct PLUS Loans for graduate or professional Students.

Click here for more information on the terms and conditions of Parent PLUS Loans.

Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

1-888-4TOWSON (toll free)
Phone: 410-704-4236
Fax: 410-704-2584
E-mail: finaid@towson.edu