Loans

When you apply for student financial aid, you will receive an offer of a long-term low-interest educational loan from the Federal Title IV Loan programs.  A student loan is a serious obligation, because it must be repaid, with interest.  The rate of interest, and the point at which your loan goes into repayment, depends on the type of loan you accept. 

Students must complete the Free Application for Federal Student Aid (FAFSA) to apply for the Federal Title IV loan programs.

• Applying for Aid
• Federal Title IV Loans
• Entrance Loan Counseling
• Exit Loan Counseling

Parents may also borrow loans for their dependent children who are students.   

• Federal Direct Parent Loan for Undergraduate Student (Direct Plus Loan)

Alternative loans are another option for students and parents who have applied for Federal Title IV loans and still need additional funds.

• Alternative Student Loans

Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

Phone: 410-704-4236
Fax: 410-704-2584
E-mail: finaid@towson.edu