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Loans

When you apply for student financial aid, you will receive an offer of a long-term low-interest educational loan from the Federal Title IV Loan programs.  A student loan is a serious obligation because it must be repaid, with interest.  The rate of interest, and the point at which your loan goes into repayment, depends on the type of loan you accept. 

Applying for Federal Student Loans

  1. First students must apply for federal aid by complete the Free Application for Federal Student Aid (FAFSA). Follow the insturctions at see Applying for Aid.
  2. After TU receives your FAFSA results, we will send you a Financial Aid Notification with instructions on the additional steps required to accept your loans.
  3. See How to Accept Your Aid for instrucions on accepting loan offers.

Parents may also borrow loans for their dependent children who are students.   

Additional Federal Loan Information

Private/Alternative Loans

Alternative loans are the last resort for for students and parents who have applied for Federal Title IV loans and still choose to borrow additional funds.

 



Financial Aid Office
Enrollment Services, Room 339
Hours: Monday - Thursday, 8 a.m. - 5 p.m.; Friday, 8 a.m. - 4:30 p.m. (Reception Desk)
            Monday - Thursday, 8:30 a.m. - 5 p.m.; Friday, 8:30 a.m. - 4:30 p.m. (Financial Aid Call Center)

Phone: 410-704-4236
Fax: 410-704-2584
E-mail: finaid@towson.edu



 

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410-704-4444

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410-704-2134

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410-704-NEWS (6397)

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