The university may offer aid from the Federal Work-Study Program if you are a first and second bachelor's degree or graduate student. This program gives you the opportunity to earn money by working part-time during the school year (up to 20 hours per week) and possibly full-time during the summer months and school breaks.
Students can work part time during the school year (up to 20 hours per week) or full time during the summer months and school breaks. The starting wage rate for most jobs is the federal minimum wage.
Jobs are available on and off campus. An FWS job on-campus is convenient, and hours are flexible around your class schedule. An FWS job off-campus can give you experience working in an area related to your academic major. Community service work will give you the satisfaction of helping others, and will be a value addition to your resume. Towson University's Career Center maintains a list of available Federal Work-Study positions.
If you accept FWS as part of your aid package, please remember that you cannot earn more than the total eligibility shown on your Financial Aid Notification. The money you earn is not included as student income when you apply for financial aid for the next year. Earnings from the FWS Program are subject to all applicable federal, state and local taxes.
Unlike grants and loans, your FWS eligibility does not defer payments of tuition and fees and other university charges. Instead, you receive biweekly paychecks as you work. You can use your earnings toward day-to-day educational and living expenses, or you can save your earnings made during the fall term toward tuition and fee expenses for the spring term.