Study Abroad
Overseas Health Insurance Requirements
Towson University Study Abroad Programs
The well-being of students participating in Towson University study abroad programs is our priority. To support a healthy and safe experience, Towson University provides a health insurance and assistance plan to all students participating on Towson University Study Abroad Programs. This is not an optional benefit; every participant on a Towson University administered study abroad program will be covered by the CMI Insurance plan and the cost will be covered in the program fee. Students and parents are strongly advised to become familiar with the Towson University Plan’s benefits and features.
Note: Participants on Towson University Study Abroad Programs do not need to sign up for this insurance program. All participants will be automatically enrolled and will receive an individual ID card that includes contact information for plan services.
Non-TU Study Abroad Programs
Towson University requires all study abroad participants to have health and accident insurance while participating in a study abroad or exchange program which provides, at a minimum, coverage for emergency medical care and treatment, hospitalization, and physician charges in the country where the Host Institution is located, as well as insurance for medical evacuation, repatriation and medical reunion.
Each year many Towson University students choose to participate in study abroad programs administered by other universities and third party study abroad program providers. Many of these non-TU programs package health insurance and assistance plans with their programs. We recommend that you review the insurance benefits packaged with your study abroad program and decide if the coverage provided by your program is adequate.
If you are participating on a non-TU study abroad program, and would like to enroll in a CMI Study Abroad Insurance Program click here.
Note: Upon setting foot back on US soil, most study abroad insurance policies will no longer be in effect. In case of injury or serious illness resulting in the need to return to the US for treatment, coverage will need to be in place here in the US. Therefore, we strongly advise that students also maintain a US health insurance policy while abroad.
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