Study Abroad Aid Requirements
Review the eligibility requirements for your current financial aid awards to determine if they have any study abroad restrictions.
Most federally and TU funded aid programs and most scholarships can be used to pay for all study abroad programs whether you are participating in a TU program/exchange or an approved non-TU programs, but many aid programs are only available during fall and spring semesters.
- Tuition Remission\Waivers can only be applied to TU Exchanges.
- If you received aid from the Maryland Higher Education Commission, MHEC's Aid Programs can only be used for fall or spring study abroad programs or exchanges for which TU or another school within Maryland bills you directly for your tuition or program fee. Study abroad costs billed by providers, overseas institutions, or out-of-state institutions are not eligible for MHEC aid. MHEC’s most common aid programs include Delegate, Senatorial and 2+2 Transfer Scholarships, and Educational Assistance, Guaranteed Access and Workforce Shortage Student Assistance Grants. TU in’ programs, TU exchanges, and TU faculty-led programs are eligible for MHEC aid, except for summer options.
- TU study abroad policy requires students who study abroad for a semester or year to maintain full-time enrollment (at least 12 units per fall or spring). In addition, many grants and scholarships require full-time enrollment.
- For minimester programs, please carefully review the minimester aid rules. Some aid programs can’t be used for minimester units, and others can.
- To borrow federal loans, undergraduate students must enroll for at least 6 credits per term (can be combination of credits earned at home and abroad).
- Pre-existing grants/scholarships cannot be increased based on study abroad costs.
Applying for Study Abroad Aid
- Apply for Study Abroad Scholarships.
- To apply for federal loans and need-grants, if you haven’t already done so, you must submit a Free Application for Federal Student Aid (FAFSA).
- For summer loans and grants, you must also complete a Summer Aid Application. The Financial Aid Office will not be able to officially offer you any summer aid until after you have officially registered for your summer study abroad classes. To request an estimate of your summer aid eligibility, email finaid AT_TOWSON or call 410-704-4236 to schedule an appointment with your Financial Aid Advisor.
Study Abroad Aid Procedures
If you plan to use any financial aid (including loans) during your study abroad term, please carefully follow these procedures.
- Compare your expected study abroad costs to your current final aid offers to determine if you will need additional loan funds or personal funds to cover your study abroad costs.
- If you will receive any financial aid during your study abroad term, once you have made a final decision to study abroad, you should request a Study Abroad Aid Budget and should submit it to the TU Financial Aid Office. (This budget will list your estimated program costs including tuition, airfare, personal expenses, and any additional fees.)
- After you receive your Study Abroad Budget, email it to finaid AT_TOWSON or call 410-704-4236 to schedule an appointment with your Financial Aid Advisor to review your aid options.
- After your aid is disbursed to your TU Bursar's Office account, if your aid exceeds your charges, the Bursar's Office will send you an aid rebate (no earlier than 10 days before the first day of classes each term at TU).
- Make sure that you enroll for direct deposit of your rebate through the Bursar's Office Disbursement Online Center (DOC)!
- Even while you are abroad, you must regularly check your TU email to receive important aid information.
- If you have any aid questions, please email finaid AT_TOWSON or call 410-704-4236 to schedule an appointment with your Financial Aid Advisor.
Submitting a study abroad Budget
Submitting an aid budget can help in two ways:
- If we increase your standard aid budget based on your study abroad costs, we may be able to increase the total amount of loans that you are eligible to borrow for that term.
- If you receive additional aid and your new combined aid exceeds your standard financial need or budget limits, we might be forced to reduce your aid offers to correct the over-award, but if you submit a study abroad budget, we can increase your budget based on your additional study abroad costs.
To request your Study Abroad Budget, email your Study Abroad Advisor.