Financial Aid Payments

The Student and University Billing Office manages university bills and collects payments. You must pay all the charges on your TU eBill by your bill due date.

Financial aid awards won’t change the amounts you are charged for tuition, housing, meals, etc., but approved aid funds will be disbursed to your bill as aid payments that help pay those charges.

Every semester, you must review your bill and aid data to determine if you have enough approved aid ready to pay your full bill. If your total bill will exceed your approved aid, you must pay the remaining balance by your bill due date.

Paying Your eBill

To pay your bill, review your eBill balance and submit payment to the billing office using any of these payment options.  If you have any bill or payment questions, contact the billing office.

If you have an outstanding fall balance due to the government shutdown, please contact the billing office for assistance. The Student and University Billing Office team is available to discuss payment options and provide individualized support during this time.

If the shutdown hasn't just delayed your pay, but has also decreased your final annual pay, please also see step 6 below.

Exploring Your Financial Aid Options

If you don't have enough approved aid to pay your total bill, you must start exploring your aid options at least 4 weeks before your bill is due. 

Follow the steps below to review the status of your current aid application and to learn about additional loan options.

As you complete aid steps, check your TU email and your Towson Online Services To Dos list often for updates about next steps.

If you haven’t submitted a FAFSA yet, please immediately apply.

If you don’t meet the eligibility requirements for need-based grants or have already received your maximum grant amounts, we can’t make any exceptions to those rules.

FAFSA Filer Options

If you have already submitted a FAFSA, login to Towson Online Services and review your aid status.

  1. Review your To Dos list and complete any incomplete aid tasks.
  2. From the main Navigation Menu, choose Financials, and Accept/Decline Awards. Then follow these instructions to review and accept any unaccepted aid.
  3. If you previously declined your Subsidized or Unsubsidized loans or recently advanced to sophomore or junior status, compare your current loans offers to these annual loan limits. If your current loan offers are less than those limits, you can use our Loan Change form to request more federal student loans. Login to Towson Online Services, choose Financials, Financial Aid Forms, the Aid Year, and the Loan Change Form.
  4. If you still don’t have enough aid to pay all your charges, consider Federal Parent (PLUS) Loan or private student loans. Federal loans usually have lower interest rates and other benefits.
  5. If your parents applied for a Federal PLUS loan this year and their application was denied, you can apply for additional federal student loan funds based on that denial. Login to Towson Online Services, choose Financials, Financial Aid Forms, the Aid Year, and submit the PLUS Denial - Unsubsidized Loan Request form.
  6. The FAFSA normally calculates financial need based on your income tax data from two years ago. If your income has decreased since then or you have other special financial issues, please explore our Special Financial Conditions reevaluation process.
  7. For most aid programs, your total aid from all sources can’t exceed your Cost of Attendance budget. If your current aid already matches your budget, we can’t approve more aid funds (including loans) unless you are eligible to increase your housing budget. Visit aid forms, and review our Housing Budget Increase form.

If you have any financial aid questions, please contact the Financial Aid Office at 410-704-4236 or .