Award Changes & Reductions

Federal or university regulations can require us to reduce or cancel financial aid awards based on violations of award criteria or other changes in your aid eligibility. To reduce changes caused by application errors, please carefully and accurately complete all of your financial aid application data. To avoid other changes, please carefully review the situations outlined below. Even if your awards must still be changed, understanding these rules will help you to avoid unexpected changes.

Reporting Additional Aid/Resources

Many late aid changes are caused by failure to report additional aid or education benefits to TU.  If you receive any additional grants, scholarships or other educational benefits that are not already listed on your TU Financial Aid Notification, please immediately report those aid funds or benefits to TU.  If you do not notify us in advance, the Bursar's Office will notify us when the additional aid is disbursed, and you will receive late notification of your aid changes.  

  • To report additional aid, submit the Notice of Additional Resources form, which is available from the Financial Aid Forms section of TU Online Services.

Causes of Aid Changes

Most changes are caused by the following situations:

  • If we discover errors in your FAFSA data during the verification process, those corrections can change your Expected Family Contribution (EFC) and your Financial Need.
  • Changing your enrollment level from full-time to part-time or to fewer part-time credits can reduce your Cost of Attendance Budget and can violate the enrollment requirements of many awards. For more information, see Minimum Credits.
  • In-state tuition rate adjustments can also reduce your Cost of Attendance Budget, your remaining financial need, and your eligibility for aid.
  • Changes in housing status (on-campus, off-campus, or with parents) can also reduce your Cost of Attendance Budget and your financial need, and can directly change your eligibility for MHEC's Guaranteed Access Grants.
  • If you receive additional resources (grants, scholarships, tuition waivers, TU Resident Assistant room and board benefits, etc.), those additional resources can reduce your remaining financial need and your eligibility for aid.
  • If, at any time, we find that you do not meet any of the specific eligibility requirements for your financial aid awards, we will be forced to cancel those awards.
  • Only for the MHEC grants and scholarships listed on MHEC's website, if you study abroad you must choose a study abroad program that requires you to pay your study abroad tuition directly to a college/university that is located within the state of Maryland.  If the program requires you to pay your tuition to an out-of-state institution, then you will not be able to receive your MHEC aid for that program.
  • Pell Grant Lifetime Limits — students lifetime Pell Grant disbursements cannot exceed the equivalent of 12 terms (six years) of full-time awards. For more information, visit the U.S. Department of Education's Pell Grant Limits.
  • If you are graduating at the end of a Fall term, we must cancel your aid for the Spring term, and if you enroll part-time for that final fall term, we must pro-rate your federal loans.  For more information, see Minimum Credits.
  • Aid can also be reduced based in reductions in federal or state funding levels.

Financial Need and Budget Restrictions

Federal, state, and institutional aid regulations prohibit students from receiving certain combinations of need-based aid and other aid/resources in excess of their total financial need. They also prohibit other combinations of aid and aid/resources from exceeding the Cost of Attendance (COA) Budget.

Over-award regulations divide aid into groups and typically set the following limits on the combined aid from these groups.

  • Need Limits — If total aid from Groups A and B exceeds your financial need, we must reduce your Group A awards.
  • Budget Limit 1  If total aid from Groups A, B, and C exceeds your COA Budget, we must reduce Group C loans.
  • Budget Limit 2  If total aid from Groups A and B exceeds your COA Budget then we must usually reduce your federal, state, or institutional aid. (We will only reduce private aid if required to do so by the private donor.)
  • SEOG and TU "Institutional Grant" limits  In addition to the Need and Budget limits defined above, students may not receive the need-based SEOG grant or a TU "Institutional Grant" in combination with a Guaranteed Access (GA) Grant from the Maryland Higher Education Commission (MHEC) unless they are living off-campus not with their parents.  When students are living "On-Campus" or "With Parents" and receive MHEC's GA Grant, their SEOG grant and the TU "Institutional Grant" will be canceled.  (The MHEC GA Grant amounts are always much larger than the SEOG and TU Institutional Grant.)

Group A

Need-based aid that requires unmet financial need:

  • Federal SEOG Grants
  • TU Institutional Grants
  • TU Top 10% Grants
  • Federal Work-Study Program
  • Federal Direct Subsidized Student Loans

Group B

We must count these aid programs as aid or resources that help to meet your financial need:

  • need-based Federal Pell Grants, need-based state aid, and other need-based aid programs not listed above

  • all scholarships and tuition waivers, and many other educational benefits even if they are not need-based including TU Resident Assistant room and board benefits.

Group C

Non-need-based loans do not require need or count toward meeting your financial need, but when combined with your other aid, this total aid still can't exceed your Cost of Attendance budget:

  • Federal Direct Unsubsidized Student Loans
  • Federal Parent PLUS Loans or Grad-PLUS Loans
  • Private/Alternative Student Loans


Office of Financial Aid

Enrollment Services
Room 339
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Mon-Thurs, 8 am-5 pm; Fri, 8 am-4:30 pm (Reception Desk)