International Students

International students studying at Towson University have specific requirements for immunizations and health insurance.


I. Policy on Mandatory Health Insurance for International Students
All international students (including those in the ELC Program) on J and F visa status or any other temporary visa not employment-related MUST have a health insurance policy during the time they are in the U.S. that meets the university's minimum insurance standards. (See Section II below) International students on these visa types will be automatically enrolled in the Towson sponsored Student Health Insurance Plan (SHIP) through Aetna Student Health when they enroll at the University. The cost of the insurance policy will be charged to the student's tuition account and is the student's responsibility. This charge will not be refunded unless a waiver request has been submitted and approved by the deadline. See Section III below for deadlines and information about the Student Health Insurance Plan.

II. Insurance Standards for International Students
Students seeking a waiver (exemption) from the Towson Student Health Insurance Plan must show proof of alternative health insurance that includes certain minimum benefits. Please see the Minimum Health Insurance Standards.

III. Waiver information
If you already have health insurance that you believe meets Towson University’s minimum standards, you may request Waiver from purchasing the Towson University-sponsored health insurance plan.

To waive student health insurance coverage and receive a refund to your student account for the insurance charge, you must log in to the Online Waiver System and provide information about your current health insurance policy by the waiver deadline. No paper waiver applications will be accepted, and no online applications will be accepted after the deadline (see below).

Waiver deadlines are September 15 for fall term, February 15 for spring term and June 15 for summer term.If the waiver application is not filed by the established deadlines, it will not be considered and charges for the insurance will not be refunded.We strongly suggest you do not purchase alternative insurance until your waiver application has been approved.