Open Enrollment
The 2026 Open Enrollment period for CY 2027 health benefits will be held October 19 through November 13, 2026. Open Enrollment closes at 5 pm on November 13 and no elections, changes, or exceptions will be accepted after 5 pm.

This is your annual opportunity to review your benefits and make changes for the upcoming year. Whether you're adding a dependent, adjusting your coverage, or enrolling in a Flexible Spending Account (FSA), now is the time to ensure your benefits meet your needs.
All eligible faculty and staff will receive an Open Enrollment event in Workday.
There are two ways you can see your Open Enrollment event:
- Your SPS/ WorkDay Inbox
- In the Announcements section on your SPS/Workday homescreen.
Complete Your Open Enrollment Quick Reference Guide (PDF)
2027 Event Schedule
2027 Updates (Effective January 1, 2027)
- Healthcare FSA annual contribution limit increased to $3,400
- Dependent Care FSA annual contribution limit remains at $7,500
- New payroll deduction schedule for Contractual Employees:
- Benefit deductions will be taken on a pre-tax basis over 26 pay periods. See details below regarding missed or insufficient premium deductions.
- Contractual employees regularly scheduled to work 30 or more hours per week (75% FTE) will be eligible to participate in FSA plans.
- New process for missed or insufficient premium deductions:
- Recovery amounts are limited to $100 per pay period per line of coverage (medical, prescription, dental, etc.).
- Terminated employees with an outstanding balance will be invoiced by the Employee Benefits Division (EBD).
- Active employees with an outstanding balance at calendar year-end will be invoiced by EBD.
- Online benefits enrollment is mandatory for active and contractual employees who wish to make or change benefit elections and enroll in an FSA for plan year 2027.
- 2027 Prescription Drug Formulary Updates: Employees affected by formulary changes will be notified by MedImpact. Prescribing physicians will also be notified.
2027 Benefits Guide
2027 Rates
BENEFITS TIP
Link to Workday
Log in to Workday. Use the Self-help resources below for assistance.
Note: Please be aware if you have not set up 2-factor authentication you will be required to do. See self-help resource below.
Locating Your W Number
- Go to mytu.towson.edu.
- Select the PeopleSoft HCM tile.
- Sign in using your NetID and password.
- Click the Personal Data Summary tile.
- Scroll down to the Employee Information section.
- Your W number is located beside Workday Benefits ID.
- Your W number can also be located on your timesheets beginning Monday, 10/19/26
2-Factor Authentication
Please note that you must have two-factor authentication set up to access your benefits information. If you haven't done so already, refer to the Quick Reference Guide (PDF).
Payroll Tile
A new Payroll tile has been added to the Workday system in preparation for upcoming state of Maryland changes going into effect in January 2027. Learn more.
Additional Reporting Information
Dependent Documentation Requirements During Open Enrollment
CRITICAL DEADLINE
Required documentation must be uploaded by November 13, 2026, at 5:00 PM.
If documentation is not uploaded by the deadline, your newly added dependent(s) will be removed from coverage and will NOT have benefits effective January 1, 2027.
How to Upload Documentation
Upload to the Attachments Box at the end of your Open Enrollment event in Workday.
Accepted formats:
- Photographs of documents (must be legible)
- Scanned PDFs
- Screenshots (JPEG format)
Full Dependent Documentation Requirements (PDF)
Required Documents
For children: Official Birth Certificate
For spouses: Certified Copy of Marriage Certificate issued by the court clerk
Marriage Licenses Are NOT Accepted
Your document will be rejected if it is:
- Only signed by an officiant (pastor, priest, rabbi, reverend, etc.) without court clerk certification
- Dated before or on the date of marriage (this is a license, not a certificate)
- In a foreign language without official English translation
Examine your document carefully before uploading. If you don't have the correct version, you must order it before the deadline.
Where to Obtain Correct Documentation
Certified marriage certificate:
Courthouse in the county where you were married
Birth certificate:
Division of Vital Records in the state where the child was born
Translated marriage certificate:
- Search "official translators near me" online, OR
- Contact TU's Department of Languages, Literatures, and Cultures
Domestic Partner Eligibility and Requirements
Domestic Partner Eligibility
To qualify, you and your domestic partner must:
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Have lived together for at least 12 months
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Not be married to anyone else or have another domestic partner
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Be at least 18 years old and mentally competent to consent
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Reside together and intend to do so indefinitely
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Have an exclusive mutual commitment similar to marriage
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Be jointly responsible for each other's common welfare and share financial obligations
Required Documentation:
Documentation must demonstrate that the partnership has existed for at least 12 months. Date documents as far back as possible.
You must submit:
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Two of the following:
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Joint lease or mortgage
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Designation of domestic partner as beneficiary for life insurance AND retirement contract
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Designation of domestic partner as primary beneficiary in your will
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Durable property AND health care powers of attorney
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Joint ownership of a motor vehicle, a joint checking account, or a joint credit account
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If adding additional dependents: See Dependent Documentation Requirements (PDF)
Affidavit of Domestic Partner's Federal Tax Dependent Status (PDF)
Flexible spending accounts (FSAs)
Flexible Spending Accounts (FSAs)
FSAs do NOT automatically roll over.
If you want an FSA for 2027, you must re-elect it during Open Enrollment—even if you're currently enrolled in 2026.
2027 FSA Limits:
- Healthcare FSA: $3,400
Healthcare funds may be used for employees and their eligible family members. FSA funds may not be applied to domestic partners and their child(ren). - Dependent Daycare FSA: $7,500
Dependent care funds may be used for daycare expenses for dependents under the age of 13
If you're not making any changes and don't want an FSA for 2027:
You don't need to do anything. Your current benefit elections will automatically roll
over (except FSAs).
Wellness Plan 2027
2027 is a rollover year! Learn more about the 2027 Wellness Program and Incentive Activities.
For more details on wellness activities, visit the Wellness Home page.
FAQ's
If I'm not making changes to my benefits, do I have to complete Open Enrollment?
- Add or remove a dependent
- Change plans
- Enroll in new coverage
- Enroll in a Flexible Spending Account (FSA)
I want to enroll in a Healthcare or Dependent Daycare FSA(s) account for Calendar year 2027. Do I need to take any action during the Open Enrollment period?
What happens when I click "Save for Later"?
- Click "Review and Submit"
- Check the "I accept" box
- Click "Submit"
What happens if someone submits something on the last day of Open Enrollment and it contains an error? Will there be additional time given for corrections?
If I have a qualifying life event during the Open Enrollment period, do I have until later than November 13th to complete Open Enrollment elections?
- Your Open Enrollment event will be placed on hold until the State of Maryland Employee Benefits Division reviews and finalizes your life event
- You'll have until November 13th OR 14 days after your life event is finalized, whichever is later, to complete Open Enrollment
After completing Open Enrollment elections, why do I see a Coverage Begin Date earlier than 2027 for benefits?
Need Assistance?
The Benefits team is available to help with OE questions. Contact us at openenrollment AT_TOWSON.
For technical assistance with any password or login issues, email TU_HRIS AT_TOWSON