Open Enrollment

The 2026 Open Enrollment period for CY 2027 health benefits will be held October 19 through November 13, 2026.  Open Enrollment closes at 5 pm on November 13 and no elections, changes, or exceptions will be accepted after 5 pm.

benefits graphic

This is your annual opportunity to review your benefits and make changes for the upcoming year. Whether you're adding a dependent, adjusting your coverage, or enrolling in a Flexible Spending Account (FSA), now is the time to ensure your benefits meet your needs.

All eligible faculty and staff will receive an Open Enrollment event in Workday.  
There are two ways you can see your Open Enrollment event:

  1. Your SPS/ WorkDay Inbox
  2. In the Announcements section on your SPS/Workday homescreen.

Complete Your Open Enrollment Quick Reference Guide (PDF)

2027 Event Schedule

2027 Updates (Effective January 1, 2027)

  • Healthcare FSA annual contribution limit increased to $3,400
  • Dependent Care FSA annual contribution limit remains at $7,500
  • New payroll deduction schedule for Contractual Employees:
  1. Benefit deductions will be taken on a pre-tax basis over 26 pay periods. See details below regarding missed or insufficient premium deductions.
  2. Contractual employees regularly scheduled to work 30 or more hours per week (75% FTE) will be eligible to participate in FSA plans.
  • New process for missed or insufficient premium deductions:
  1. Recovery amounts are limited to $100 per pay period per line of coverage (medical, prescription, dental, etc.).
  2. Terminated employees with an outstanding balance will be invoiced by the Employee Benefits Division (EBD).
  3. Active employees with an outstanding balance at calendar year-end will be invoiced by EBD.
  • Online benefits enrollment is mandatory for active and contractual employees who wish to make or change benefit elections and enroll in an FSA for plan year 2027.
  • 2027 Prescription Drug Formulary Updates: Employees affected by formulary changes will be notified by MedImpact. Prescribing physicians will also be notified.

2027 Benefits Guide

2027 Rates

 

BENEFITS TIP

Link to Workday

Log in to Workday. Use the Self-help resources below for assistance.

Note: Please be aware if you have not set up 2-factor authentication you will be required to do. See self-help resource below.

Locating Your W Number

  1. Go to mytu.towson.edu.
  2. Select the PeopleSoft HCM tile.
  3. Sign in using your NetID and password.
  4. Click the Personal Data Summary tile.
  5. Scroll down to the Employee Information section.
  6. Your W number is located beside Workday Benefits ID.
  7. Your W number can also be located on your timesheets beginning Monday, 10/19/26

2-Factor Authentication

Please note that you must have two-factor authentication set up to access your benefits information. If you haven't done so already, refer to the Quick Reference Guide (PDF). 

Payroll Tile

A new Payroll tile has been added to the Workday system in preparation for upcoming state of Maryland changes going into effect in January 2027. Learn more. 

Additional Reporting Information

CRITICAL DEADLINE

Required documentation must be uploaded by November 13, 2026, at 5:00 PM.

If documentation is not uploaded by the deadline, your newly added dependent(s) will be removed from coverage and will NOT have benefits effective January 1, 2027.


How to Upload Documentation

Upload to the Attachments Box at the end of your Open Enrollment event in Workday.

Accepted formats:

  • Photographs of documents (must be legible)
  • Scanned PDFs
  • Screenshots (JPEG format)

Full Dependent Documentation Requirements (PDF)

Required Documents

For children: Official Birth Certificate

For spouses: Certified Copy of Marriage Certificate issued by the court clerk


Marriage Licenses Are NOT Accepted

Your document will be rejected if it is:

  • Only signed by an officiant (pastor, priest, rabbi, reverend, etc.) without court clerk certification
  • Dated before or on the date of marriage (this is a license, not a certificate)
  • In a foreign language without official English translation

Examine your document carefully before uploading. If you don't have the correct version, you must order it before the deadline.


Where to Obtain Correct Documentation

Certified marriage certificate:
Courthouse in the county where you were married

Birth certificate:
Division of Vital Records in the state where the child was born

Translated marriage certificate:

  • Search "official translators near me" online, OR
  • Contact TU's Department of Languages, Literatures, and Cultures

Domestic Partner Eligibility

To qualify, you and your domestic partner must:

  • Have lived together for at least 12 months

  • Not be married to anyone else or have another domestic partner

  • Be at least 18 years old and mentally competent to consent

  • Reside together and intend to do so indefinitely

  • Have an exclusive mutual commitment similar to marriage

  • Be jointly responsible for each other's common welfare and share financial obligations

Required Documentation:

Documentation must demonstrate that the partnership has existed for at least 12 months. Date documents as far back as possible.

You must submit:

  1. Signed Affidavit of Domestic Partnership, AND

  2. Two of the following:

    • Joint lease or mortgage

    • Designation of domestic partner as beneficiary for life insurance AND retirement contract

    • Designation of domestic partner as primary beneficiary in your will

    • Durable property AND health care powers of attorney

    • Joint ownership of a motor vehicle, a joint checking account, or a joint credit account

If adding additional dependents: See Dependent Documentation Requirements (PDF)

Affidavit of Domestic Partner's Federal Tax Dependent Status (PDF)

Flexible spending accounts (FSAs)

Flexible Spending Accounts (FSAs)

FSAs do NOT automatically roll over.

If you want an FSA for 2027, you must re-elect it during Open Enrollment—even if you're currently enrolled in 2026.

2027 FSA Limits:

  • Healthcare FSA: $3,400
    Healthcare funds may be used for employees and their eligible family members.  FSA funds may not be applied to domestic partners and their child(ren).
  • Dependent Daycare FSA: $7,500
    Dependent care funds may be used for daycare expenses for dependents under the age of 13

If you're not making any changes and don't want an FSA for 2027:
You don't need to do anything. Your current benefit elections will automatically roll over (except FSAs).

Wellness Plan 2027

2027 is a rollover year! Learn more about the 2027 Wellness Program and Incentive Activities.

For more details on wellness activities, visit the Wellness Home page.

FAQ's

No. If you take no action during Open Enrollment, your current benefit elections will automatically roll over to 2027. You only need to complete Open Enrollment if you want to:
  • Add or remove a dependent
  • Change plans
  • Enroll in new coverage
  • Enroll in a Flexible Spending Account (FSA)
The FSA account elections do not rollover every plan year due to IRS guidelines.  If you want to elect an FSA, you must act on your Open enrollment event.  If you are currently enrolled for 2026 in the Healthcare or Dependent Care FSA(s) account, you must re-elect it during Open Enrollment to continue the FSA elections for Year 2027. 
Your selections are saved but not submitted. Your changes will not take effect on January 1, 2027, unless you return to complete the process. To finalize your elections:
  1. Click "Review and Submit"
  2. Check the "I accept" box
  3. Click "Submit"
If you don't submit by the Open Enrollment deadline, your current elections will roll over unchanged.
No extensions are granted. Make sure to review your elections carefully and submit before the deadline to allow time for corrections if needed.
Yes. If you have a qualifying life event during Open Enrollment (October 19 - November 13):
  • Your Open Enrollment event will be placed on hold until the State of Maryland Employee Benefits Division reviews and finalizes your life event
  • You'll have until November 13th OR 14 days after your life event is finalized, whichever is later, to complete Open Enrollment
You will see the date when you initially enrolled in that benefit plan. If no change was made to the benefit plan, the coverage begin date for which you initially enrolled in that plan will display. The exception is for FSA, as you must re-enroll each plan year. If you elect the exact same FSA coverage amount for 2027 as you elected in 2026, the Coverage Begin Date will show the previous Coverage Begin Date. However, if you elect a different coverage amount for 2027, the Coverage Begin Date will be updated to January 1, 2027.

Need Assistance?

The Benefits team is available to help with OE questions. Contact us at .

For technical assistance with any password or login issues, email