Retirement Benefits

State law requires all regular faculty and staff to enroll in a retirement plan immediately upon employment. Regular faculty and staff and contingent faculty and staff may also participate in the voluntary supplemental retirement plans.

Retirement Plan Options


Regular faculty and exempt staff can choose between the Optional Retirement Program (ORP) and the Employees’ & Teachers’ Reformed Contributory Pension Plan (Pension Plan).  Prior membership in either retirement plan may affect selection.

The ORP vendors are Fidelity Investments and TIAA. The Pension Plan is available through the Maryland State Retirement & Pension System.  For basic points to consider in making your decision, review the documents below.


Non-exempt staff must join the Pension Plan that is available through the Maryland State Retirement & Pension System.

Law enforcement officers are required to join the Law Enforcement Officers' Pension System (PDF) available through the Maryland State Retirement & Pension System and should contact the Employee Benefits unit in the Office of Human Resources for additional information.


Voluntary Supplemental Retirement Plans 

All faculty and staff are eligible to contribute pre-tax dollars through payroll deduction to the supplemental retirement plans and can choose among the following vendors - Fidelity Investments, Nationwide Retirement Solutions offered through the Maryland Teachers and State Employees Supplemental Retirement Plans, and TIAA.  Participation is voluntary and may be initiated any time during the year. 


Individual Counseling Sessions

You may schedule individual counseling sessions with the supplemental plan vendors when they are on campus. Please contact the plan directly for an appointment. All meetings are held in the Administration Building, room 110.

Click on the reservation links below to view the available appointment dates.

Vendor Reservation Information