Retirement Benefits

State law requires all regular faculty and staff to enroll in a retirement plan immediately upon employment. Regular faculty and staff and contingent faculty and staff may also participate in the voluntary supplemental retirement plans.

Retirement Plan Options

Regular Faculty and Exempt Staff

Regular faculty and exempt staff can choose between the Optional Retirement Program (ORP) and the Employees’ & Teachers’ Reformed Contributory Pension Plan (Pension Plan).  Prior membership in either retirement plan may affect selection.

The ORP vendors are Fidelity Investments and TIAA. The Pension Plan is available through the Maryland State Retirement & Pension System.  For basic points to consider in making your decision, review the documents below.

Non-Exempt Staff

Non-exempt staff must join the Pension Plan that is available through the Maryland State Retirement & Pension System.

Law enforcement officers are required to join the Law Enforcement Officers' Pension System (PDF) available through the Maryland State Retirement & Pension System and should contact the Employee Benefits unit in the Office of Human Resources for additional information.


Voluntary Supplemental Retirement Plans 

All faculty and staff are eligible to contribute pre-tax dollars through payroll deduction to the supplemental retirement plans and can choose among the following vendors - Fidelity Investments, Nationwide Retirement Solutions offered through the Maryland Teachers and State Employees Supplemental Retirement Plans, and TIAA.  Participation is voluntary and may be initiated any time during the year.

To initiate, change or cancel a supplemental retirement account, please complete the appropriate form located in the Quick Links box below.

Completion tips:


Virtual Individual Counseling Sessions

Our supplemental retirement plan vendors are available during this time of uncertainty to discuss your financial concerns. In line with the current stay-at-home order and physical distancing, you can contact your plan representative to schedule a virtual appointment using the information below.

Vendor Reservation Information

  • Fidelity: Fidelity will hold virtual meetings for the foreseeable future. Schedule an appointment at to schedule a one-on-one consultation with a registered Fidelity Representative. 

  • Nationwide: Your Nationwide Retirement Specialist, Amy Lillis Konopacki, is available via email or a phone appointment. Please click here to schedule an online virtual appointment.

  • TIAA:  Your TIAA Consultant, William Ross IV, will hold virtual meetings from May to August. Click on the TIAA reservation link to view and select an available appointment date.